I received a nice FU from Capital one today. The short of it is they will be giving my personal information such as birthdate and social secutiry number to whoever they choose and their's nothing I can do about. A
According to their paper, federal law gives them the right to bend me over. If they are telling me about it, I'm positive something happened in the legal realm that made them tell me.
All this time people are worried about their private information being secure and our own banks are giving it away. No wonder people are giving the one fingered peace sign to the banks now. First it was the offer paying of CEOs for failing banks, then the $5 charge per month for debit card use by Bank of America, and now this.
I would suggest doing some research about your bank and find what skeletons are in their closet.
Here's a copy of the paperwork Capital One sent me.
Click here for the follow up to this.
According to their paper, federal law gives them the right to bend me over. If they are telling me about it, I'm positive something happened in the legal realm that made them tell me.
All this time people are worried about their private information being secure and our own banks are giving it away. No wonder people are giving the one fingered peace sign to the banks now. First it was the offer paying of CEOs for failing banks, then the $5 charge per month for debit card use by Bank of America, and now this.
I would suggest doing some research about your bank and find what skeletons are in their closet.
Here's a copy of the paperwork Capital One sent me.
Click here for the follow up to this.
Capital One
Rev. 08/2011
BR201447
RV600186
M-104123
752-5044-0611CP
FACTS
WHAT DOES CAPITAL ONE®
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
 |
The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • Account balances and payment history • Account transactions and credit card or other debt |
What?
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Capital One chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information | Does Capital One Can you limit this share? sharing? | |
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | YES | NO |
For our marketing purposes - to offer our products and services to you | YES | NO |
For joint marketing with other financial companies | YES | NO |
For our affiliates' everyday business purposes - information about your transactions and experiences | YES | NO |
For our affiliates' everyday business purposes - information about your creditworthy ess | YES | YES |
For our affiliates to market to you | YES | YES |
For nonaffi Mates to market to you | YES | YES |
 |
• Call us toll free: 1 -888-817-2970 begin_of_the_skype_highlighting 1 -888-817-2970 end_of_the_skype_highlighting or 1 -800-206-7986 (Hearing lmpaired)-our menu will prompt you through your choices
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.__________________
Questions?
Go to www.capitalone.com/contactus
Now page two
Page 2
Who we are
Who is providing this notice? Our affiliates include financial companies with the Capital One, Chevy
; Chase, Onyx, and Greenpoint names, such as Capital One Bank® (USA),
___________________________ Ij^atipnal Association and Capital One, National Association,^
___________________________ Ij^atipnal Association and Capital One, National Association,^
What we do
How does Capital One protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Capital One collect my personal information? |
We collect your personal information, for example, when you
• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your credit or debit card
Why can't I limit all sharing? |
We also collect your personal information from others, such as credit bureaus^affiljates, or other cpmpanjes^ Federal law gives you the right to limit only
• Sharing for affiliates' everyday business purposes - information
about your creditworthiness
about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly wjthjjpmeone else? |
Affiliates Nonaffiliates |
Definitions |
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. Your choices will apply to everyone on your account.
Companies related by common ownership or control. They can be
financial and nonfinancial companies.
• Our affiliates include financial companies with the Capital One, Chevy Chase, Onyx, and Greenpoint names, such as Capital One Bank (USA), National Association and
_ Capital One, National Association
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Nonaffiliates we share with can include insurance companies,
service providers, co-branded partners, retailers, data processors
and advertisers
service providers, co-branded partners, retailers, data processors
and advertisers
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include companies such as other banks
and insurance companies
and insurance companies
nation
CA and VT Residents: We will not share your information with companies outside of Capital One, except for our everyday business purposes, for marketing our products and services to you or with your consent.
VT Residents only: We will not disclose credit information about you within or outside the Capital One family of companies except as required or permitted by law.
NV Residents: Notice provided pursuant to state law. To be placed on our internal Do Not Call List, call 1-888-817-2970 begin_of_the_skype_highlighting 1-888-817-2970 end_of_the_skype_highlighting. For more on this Nevada law, contact Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 1-702-486-3132 begin_of_the_skype_highlighting 1-702-486-3132 end_of_the_skype_highlighting; e-mail: BCPINFO@ag.state.nv.us.
Telephone Communications: All telephone communications with us or our authorized agents may be monitored or recorded.
© 2011 Capital One. Capital One is a federally registered service mark. All rights reserved.
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